Commuway – Empowering & Redifining

“COMMUWAY” is a pioneer service provider of national repute in the field of training, content design & development and allied services. Some of prominent areas of our competence in training are language skill development, soft skill, personality development, content writing for academic, technical, story-boarding, PPT, Animation, and many more for various levels of learners. We treat learners as our customers, and ensuring customers’ satisfaction through quality training is our constant endeavor and utmost priority of teaching philosophy. In order to impart quality teaching-learning methodology, there is a pool of qualified and competent professionals who have vast experience in their field of expertise not only in providing quality teaching and content writing, but also in understanding industry demands and challenges. The approach adopted to meet customers’ desired expectations is methodological, transparent, innovative and pragmatic. Furthermore, we set a new scale of benchmark and raise the bar of standards. In order to ensure a transparent system of quality service, we welcome any suggestions from customers and the related stakeholders for enhancing and refining our product and process continuously with a view to achieve the intended goals and objectives.Ultimately, we enable our customers to get empowered and redefined with communication competence and performance, using the pillars of training, content, and human resources.

Please visit our website for more details – http://www.commuway.com/

For further details, please contact – kantesh.commuway@gmail.com.

Self Management:

You are responsible for everything that happens in your life. Learn to accept total responsibility for yourself. If you do not manage yourself, then you are letting others have control of your Life. These tips will help “you” manage “you.”

Here is a list of things that help you in self management and which will in turn lead you to the path of success: –

  1.  Look at every new opportunity as an exciting and new-life experience.
  2.  Be a professional who exhibits self-confidence and self-assurance in your potential to complete any task.
  3.  Agree with yourself in advance that you will have a good attitude toward the upcoming task.
  4.  Frequently ask, “Is what I am doing right now moving me toward my goals?”
  5.  Do it right the first time and you will not have to take time later to fix it.
  6.  Accept responsibility for your job successes and failures. Do not look for a scapegoat.
  7.  Do not view things you do as a “job.” View all activities as a challenge.
  8.  Use your subconscious mind by telling it to do what you do want. Instead of telling yourself, “I can’t do that very well,” say, “I can do this very well.”-) Give yourself points for completing tasks on your “to-do” list in priority order. When you reach 10 points, reward yourself.
  9.  Practice your personal beliefs. It may be helpful each morning to take 15 minutes to gather your thoughts and say a prayer.
  10.  Make a commitment to show someone a specific accomplishment on a certain date. The added urgency will help you feel motivated to have it done.
  11.  Practice self-determination, wanting to do it for you.
  12.  Believe that you can be what you want to be.
  13.  Never criticize yourself as having a weakness. There is no such thing. You are only talking about a present undeveloped skill or part of yourself that if you so chose, you can change. You do not have any weakness, only untapped potential.
  14.  Be pleasant all the time-no matter what the situation.
  15.  Challenge yourself to do things differently than you have in the past. It provides new ideas and keeps you interested.
  16.  Talk to yourself. A self-talk using positive affirmation is something that is common among all great achievers. They convince themselves that they can accomplish their goals.
  17.  Create your own “motivation board” by putting up notes of things you need to do on a bulletin board or special wall space. It is an easily visible way to see what you need to work on. When an item is done, remove the note. Also keep your goals listed and pictured on your board.
  18.  Stay interested in what you are doing. Keep looking for what is interesting in your work. Change your perspective and look at it as someone outside your job would,
  19.  Establish personal incentives and rewards to help maintain your own high enthusiasm and performance level.

Source:  http://www.funonthenet.in

Simple Mantras to Secure Financial Freedom:

“A successful investor is not one who never loses, but who stays invested in the market.”
Contrary to popular belief, one does not have to earn a lot of money to become wealthy. Here are some simple Mantras to secure your financial freedom!
Dont procrastinate on wealth creation – Many people procratinate on saving money. They always wait for the next year, next increment, next bonus to start savings and then the cycle repeats again. You do not need to start investing large amounts, start small. Even a years delay makes a huge difference as wealth compounds with time.
Prepone Investments, Postpone expenses – Set targets on how much you want to invest and invest it as soon as you get the money. Do not spend first and save (whatever is left) later.
You do not need crores – It’s a myth that you need lots of money to start investing. Even small amounts over time become large due to the magic of compounding.
Go for the long term – Especially in Equity it is important to invest for the long term. They give the best returns in the long term. For short term look at debt.
Invest Regularly – This is very important. You can invest in SIP’s which average out your risk. For eg. investing 10,000 rupees a month would yield 1 crore in 15 years at a annual rate of 20%.
Don’t link your lifestyle to stock market – When the stock market is rising, our notional wealth increases. Soon we start believing that growth of our wealth is real and long term. This false state of suddenly feeling wealthy leads to change in lifestyle. One of the perils of increasing expenses on your lifestyle during stock market boom is that we get used to comforts and luxuries in life. When economic situation turns bad we will then struggle to curtail our expenses. In fact in reality while markets are rising, we should control our expenses and let our wealth grow. On the other hand when equity markets are down, our wealth is not growing in real terms. Things are also cheaper generally during such periods.
Ignore Rumours – If you are confident about the company you have invested in, leave it. Ignore rumours.
Research & Learn – Learn about budgeting, credit, and debt. Learn how credit cards work! If you get into debt early it can sabotage your progress. Whenever you buy a stock or fund, don’t do it on a tip or whim, but do solid research to back up your buy. Investing can be very interesting and rewarding!

Broad approval for one rank, one pension scheme

 

Bowing to the long-standing demand of ex-servicemen for one rank, one pension (OROP) and other benefits, the Union Cabinet on Monday broadly approved the scheme and also gave its nod for enhancement of family pension and dual family pension that will cost the government about Rs. 2300 crore annually.

The Cabinet, which met here under the chairmanship of Prime Minister Manmohan Singh, also approved the grant of family pension to mentally and physically challenged children of armed forces personnel. The decisions on pension issues of ex-servicemen may be implemented from a prospective date and payment made accordingly, an official release said.

On the OROP, the demand of the defence forces and ex-servicemen associations was that an uniform pension be paid to the defence personnel retiring in the same rank with the same length of service, irrespective of their date of retirement, and that any future enhancement in the rates of pension be automatically passed on to the past pensioners.

The difference in the pension of present and past pensioners in the same rank occurs on account of the number of increments earned by the defence personnel in that rank. The UPA government on two previous occasions has taken decisions to narrow the gap between the present and past pensioners, particularly those belonging to ‘JCOs and Other Ranks.’

On the issue of one rank, one pension, the Cabinet approved the following:

Bridging of the gap in the pension of pre-January 2006 and post January 2006 JCO/OR retirees by determining the pension of pre January 1, 2006 retirees on the basis of a notional maximum for ranks and groups across the three Services as in the case of post-January 1, 2006 retirees. In addition, the weightage of qualifying service in the ranks of Sepoys, Naik and Havaldar would be increased by two years for both pre and post-January 1, 2006 retirees.

The pension of pre-January 1, 2006 Commissioned Officer pensioners would be stepped up with reference to the minimum of fitment table for the ranks, instead of the minimum of pay band.

Referring to the enhancement of family pension, the Cabinet decided that the pension of pre-January 1, 2006 family pensioners (Commissioned Officers, Honorary Commissioned Officers, JCOs/ORs) be stepped up, based on the minimum of the fitment table instead of the minimum of the Pay Band.

Establishing linkage between the family pension and the pension of JCOs/ORs, in those cases where the death takes place after the retirement of the JCO/OR since such a JCO/OR drew a pension based on the maximum of the pay scales, 60% of the pension applicable to JCO/OR pensioners would be granted to the family pensioner in case of normal family pension calculated at 30% of last pay drawn.

Accordingly, based on the rank, group and length of service of the deceased JCO/OR pensioner, his pension would first be determined on notional basis. In cases where death of JCO/OR took place after retirement, the family pensioners in receipt of normal family pension would become entitled to 60% of the said pension determined on notional basis and those in receipt of enhanced family pension will be entitled to 100% of this pension. Similar entitlements would be determined in the case of Special Family Pension and

The family pensioner of the JCO/OR would be granted pension arrived at on the basis of the family pension worked out as per the formulation at (i) above or the pension on the basis of stepping up with reference to the minimum of the fitment table, whichever is beneficial. Further, the linkage of family pension with retiring pension be applied in the case of post-January 1, 2006 family pensioners of JCOs/ORs also.

Dual family pension

The Cabinet also decided that dual family pension would be allowed in the present and future cases where the pensioner drew, is drawing or may draw pension for military service as well as for civil employment.

In yet another welfare measure, the Cabinet approved that the grant of family pension to mentally/physically challenged children who drew, are drawing or may draw family pension would continue even after their marriage.

Panel report

The Cabinet nod for the OROP came weeks after the six-member committee, set up by the Prime Minister, submitted its report. The committee was headed by Cabinet Secretary Ajit Seth. It was set up after a Rajya Sabha panel last year recommended granting one rank, one pension to defence personnel.

The Rajya Sabha Committee on Petition in a report tabled on December 19, 2011 recommended grant of OROP to defence personnel. It found the government contention to deny ex-servicemen “untenable.”

Source: http://www.thehindu.com/news/national/cabinet-clears-one-rank-one-pension-scheme-for-exservicemen/article3932758.ece

 

Pay and Pension related issues of defence services

http://www.gconnect.in/news/committee-to-look-into-pay-and-pension-related-issues-of-defence-services.html?utm_source=feedblitz&utm_medium=FeedBlitzEmail&utm_content=408382&utm_campaign=0.

//

//

//

A NEEDLE CAN SAVE THE LIFE OF A STROKE PATIENT

Keep a syringe or needle in your home to do this…
It’s amazing and an unconventional way of recovering from stroke, read it through it can help somebody one day. This is amazing. Please keep this very handy. Excellent tips. Do take a minute to read this. You’ll never know, ones life may depend on you.

No matter where the victim is, do not move him/her. Because, if moved, the capillaries will burst. Help the victim to sit up where he/she is to prevent him/her from falling over again and then the blood letting can begin.

If you have in your home an injection syringe that would be the best. Otherwise, a sewing needle or a straight pin will do.

1. Place the needle/pin over fire to sterilize it and then use it to prick the tip of all …….10 fingers.

2. There are no specific acupuncture points, just prick about an mm from the fingernail.

3. Prick till blood comes out.

4. If blood does not start to drip, then squeeze with your fingers.

5. When all 10 digits are bleeding, wait a few minutes then the victim will regain consciousness.

6. If the victim’s mouth is crooked, then pull on his ears until they are red.

7. Then prick each earlobe twice until two drops of blood comes from each earlobe.

After a few minutes the victim should regain consciousness. Wait till the victim regains his normal state without any abnormal symptoms then take him to the hospital. Otherwise, if he was taken in the ambulance in a hurry to the hospital, the bumpy trip will cause all the capillaries in his brain to burst. If he could save his life, barely managing to walk, then it is by the grace of his ancestors.

‘I learned about letting blood to save life from Chinese traditional doctor, Ha Bu Ting, who lives in Sun Juke.
Furthermore, I had practical experience with it. Therefore, I can say this method is 100% effective.

In 1979, I was teaching in Fung Gaap College in Tai Chung.
One afternoon, I was teaching a class when another teacher came running to my classroom and said in panting,
‘Ms Liu, come quick, our supervisor has had a stroke!’. I immediately went to the 3rd floor.

When I saw our supervisor, Mr. Chen Fu Tien, his colour was off, his speech was slurred, his mouth was crooked – all the symptoms of a stroke.

I immediately asked one of the practicum students to go to the pharmacy outside the school to buy a syringe, which I used to prick Mr. Chen’s 10 fingers tips.

When all 10 fingers were bleeding (each with a pea-sized drop of blood), after a few minutes, Mr. Chen’s > face regained its colour and his eyes’ spirit returned, too. But his mouth was still crooked. So I pulled on his ears to fill them with blood.
When his ears became red, I pricked his right earlobe twice to let out two drops of blood. When both earlobes had two drops of blood each, a miracle happened.

Within 3-5 minutes the shape of his mouth returned to normal and his speech became clear. We let him rest for a while and have a cup of hot tea, then we helped him go down the stairs, drove him to Wei Wah Hospital . He rested one night and was released the next day to return to school to teach. Everything worked normally. There were no ill after effects.

On the other hand, the usual stroke victim usually suffers Irreparable bursting of the brain capillaries on the way to the hospital. As a result, these victims never recover.’

Therefore, stroke is the second cause of death. The lucky ones will stay alive but can remain paralysed for life. It is such a horrible thing to happen in one’s life. If we can all remember this blood letting method and start the life saving process immediately, in a short time, the victim will be revived and regain 100% normality.

IF POSSIBLE PLEASE FORWARD THIS TO ALL MEMBERS OF YOUR FAMILY, YOUR FRIENDS AND OTHER ACQUAINTANCES AFTER READING .

YOU NEVER KNOW YOU COULD BE INSTRUMENTAL IN HELPING SAVE A LIFE FROM STROKE.

Tips from a From Prof Irene Liu, a Chinese Professor.

The suthor is Dr. Adrian Wong.

Govt revises Interest Rate for Small Savings Schemes and PPF

The Finance Ministry (Budget Division) has issued an Office Memorandum O.M.No: 6-1/2011-NS.II (Pt) dated 26.03.2012 for revision of Interest Rates for various small saving schemes operated mainly through post offices and PPF.

Based on the recommendations of Shyamala Gopinath Committee for comprehensive review of National Small Savings Fund (NSSF), Government had earlier taken the decision that interest rates of various small savings shall be reviewed every financial year and revsions in the same to be notified before 1st of April of that year.

Accordingly the present revision in the interest rates of various small saving scheme has been made.  The following table provides the revision made:

Download Office Memorandum dated 26.03.2012: http://finmin.nic.in/the_ministry/dept_eco_affairs/budget/InterestRate_SmallSaving_26032012.pdf

Scheme Interest Rate w.e.f 1.12.2011 Interest Rate w.e.f 1.4.2012
Savings Deposit

4

4

1 year Time Deposit

7.7

8.2

2 year Time Deposit

7.8

8.3

3 year Time Deposit

8

8.4

5 year Time Deposit

8.3

8.5

5 year recurring deposit

8

8.4

5 year SCSS

9

9.3

5 year MIS

8.2

8.5

5 year NSC

8.4

8.6

10 year NSC

8.7

8.9

PPF

8.6

8.8

ECHS Facilities to Ex-Servicemen

The Government has sanctioned 426 Polyclinics for Ex- Servicemen Contributory Health Scheme (ECHS). 227 Polyclinics were sanctioned in the year 2002, all of which are functional. Due to increasing ESM population an additional 199 Polyclinics including 17 Mobile Clinics were sanctioned in October 2010, out of which 43 Polyclinics are operational, thus at present 270 Polyclinics are functioning. In addition the Government has sanctioned 15 new Regional Centers to strengthen the ECHS Services, out of which 6 Regional Centers are already functional. As on 1st March, 2012, there are 39,46,898 beneficiaries which include 12,34,069 ex-servicemen and 27,12,829 dependents.
The ECHS beneficiaries can avail treatment at state Government hospitals/Clinics. The cost of treatment at Government hospitals is reimbursed at the approved rates and 80% advance of the estimated cost of the treatment at Government hospitals/Clinics is admissible to the ECHS beneficiaries.
At present 1383 Private hospitals/Dental Clinics/Diagnostics Centers and Eye clinics throughout the country are empanelled with ECHS, where the ECHS beneficiaries can avail cashless treatment. In emergency cases, reimbursement is made at approved rates, even for treatment in non-empanelled hospitals.
This information was given by Minister of State for Defence Dr MM Pallam Raju in written reply to Shri Virender Kashyap and Shri Kuldeep Bishnoi in Lok Sabha on 26 Mar 2012.
Source: http://pib.nic.in

Previous Older Entries

Twitter Updates

Blog Visitor Stats

  • 16,424 hits
%d bloggers like this: